Varma

5. Overall operating expenses by function
ParentParent
CompanyCompanyGroupGroup
1 Jan–31 Dec, € million2013201220132012
Claims paid
Claims handling expenses37.548.337.548.3
Maintenance of work capacity expenses6.56.56.56.5
44.154.844.154.8
Operating expenses75.672.075.672.0
Investment management charges
Expenses on real estate4.35.14.35.1
Expenses on other investments18.716.718.716.7
23.021.823.021.8
Total operating expenses142.7148.7142.7148.7