Varma - Annual Report 2012

We take care of our customers' earnings-related pension provision

Varma takes care of the earnings-related pension provision of entrepreneurs and private companies' employees efficiently and competitively.

Varma's operating expense efficiency and solvency have been the best in the sector for several years now. Our high cost efficiency and strong solvency capital lower our customers' pension contributions. For several years now our client companies have profited from the best client bonuses in the sector.

We co-operate closely with our client companies and follow up on the quality and effectiveness of our services. We continuously develop our operations to meet the needs and expectations of our customers, and we support our client companies in managing pension costs by improving working capacity management. Good co-operation brings cost savings.