Varma - Annual Report 2012

Key figures 2012

Varma handles its task of implementing pension cover efficiently. Good operational efficiency benefits our customers by means of client bonuses. In 2012, EUR 78 (73) million was transferred to the provision for current bonuses for client bonuses. The transfer represents roughly 0.4 (0.4) per cent of the estimated payroll of the insured.

The value of Varma's investments increased during the year, yielding a return of EUR 2.5 (-0.7) billion. The total return on investments was 7.7 (-2.1) per cent. Varma's premium income and pension payments increased.