Varma - Annual Report 2012

5. Overall operating expenses by function
Parent
Company
Parent
Company
GroupGroup
1 Jan–31 Dec, € million2012201120122011
Claims paid
Claims handling expenses48.334.248.334.2
Maintenance of work capacity expenses6.57.76.57.7
54.841.954.841.9
Operating expenses72.072.172.072.1
Investment management charges
Expenses on real estate5.15.95.15.9
Expenses on other investments16.716.016.716.0
21.821.921.821.9
Total operating expenses148.7135.9148.7135.9