Balance sheet
					Parent Company	Parent Company	Group	Group
31 Dec, € million				Notes	2012	2011	2012	2011
ASSETS
Intangible assets
	Other expenses with long-term effects			17	32.1	41.4	32.1	41.4
Investments
	Real estate
		Real estate and real estate shares		14	2,126.1	2,038.9	3,065.2	3,149.4
		Loans to Group companies		14	1,029.6	1,202.3
					3,155.7	3,241.1	3,065.2	3,149.4
	Investments in Group companies
		Shares and participations in Group companies	12	13	4.3	4.3	0.7	0.8
		Shares and participations in associates	12	13	185.5	175.5	217.3	206.7
					189.7	179.8	218.0	207.5
	Other investments
		Shares and participations		16	12,547.4	11,091.0	12,562.5	11,106.0
		Money-market instruments			10,277.2	10,484.5	10,277.2	10,484.5
		Loans guaranteed by mortgages			439.5	611.5	439.5	611.5
		Other loan receivables		18	1,935.8	2,249.0	1,935.8	2,249.0
		Deposits				65.0		65.0
					25,199.9	24,501.0	25,214.9	24,516.0
					28,545.3	27,921.9	28,498.1	27,872.9
Receivables
	Direct insurance operations
		Policyholders			153.1	194.8	153.1	194.8
	Other receivables
		Other receivables			630.5	335.9	632.9	339.4
					783.6	530.6	786.1	534.2
Other assets
	Tangible assets
		Equipment		17	3.4	4.3	3.4	4.3
		Other tangible assets		17	0.9	0.8	0.9	0.8
					4.3	5.1	4.3	5.1
	Cash at bank and in hand				717.9	610.6	717.9	610.7
					722.2	615.7	722.2	615.8
Prepayments and accrued income
	Accrued interest and rent				157.5	165.6	158.6	166.4
	Other prepayments and accrued income				21.1	6.3	21.2	6.4
					178.5	171.9	179.8	172.8
TOTAL ASSETS					30,261.8	29,281.5	30,218.3	29,237.1
					Parent Company	Parent Company	Group	Group
31 Dec, € million					2012	2011	2012	2011
LIABILITIES
Capital and reserves
	Guarantee capital				11.9	11.9	11.9	11.9
	Other reserves				80.8	76.6	80.8	76.6
	Profit/loss brought forward				0.3	0.3	-50.2	-66.0
	Profit for the financial year				4.3	5.0	0.9	20.7
				26	97.4	93.8	43.4	43.2
Minority interest							14.1	14.1
Technical provisions
	Provision for unearned premiums			23	16,250.5	16,079.5	16,250.5	16,079.5
	Provision for claims outstanding			23	13,516.2	12,886.1	13,516.2	12,886.1
					29,766.6	28,965.6	29,766.6	28,965.6
Liabilities
	Direct insurance operations				8.3	7.2	8.3	7.2
	Other liabilities				369.3	145.4	365.7	137.3
					377.6	152.5	374.0	144.4
Accruals and deferred income					20.1	69.6	20.2	69.7
TOTAL LIABILITIES					30,261.8	29,281.5	30,218.3	29,237.1